Frequently Asked Questions about Physical Therapist Insurance from myptinsurance.com Why is insurance important for therapists and counselors? As a therapist or counselor, you play a crucial role in helping individuals with their mental health and emotional well-being. However, working in this field also comes with certain risks and liabilities. That's why having insurance is essential to protect yourself and your practice. Insurance provides financial coverage in case of any professional or personal claims that may arise during the course of your work. Types of insurance for therapists and counselors Professional Liability Insurance Professional Liability Insurance, also known as malpractice insurance, is specifically designed to protect therapists and counselors from claims of negligence or malpractice. It provides coverage for legal expenses, settlements, and damages if a client sues you for a mistake or harm caused during therapy sessions. General Liability Insurance Genera...